Why It’s Time to rethink traditional financial education

What are the gaps in adult financial education?

Learn how an inclusive, person-centered model can transform financial education for adults facing real-life economic challenges.

Traditional financial education is often built on assumptions of privilege—stable income, access to banking, or consistent employment. But millions of adults across the U.S. don’t have that foundation. Financial Health Institute (FHI) offers a powerful alternative: education that starts with people’s lived experiences.

In this white paper, Addressing Gaps in Adult Financial Education: Recognizing Individuals as Experts in Their Own Lives, FHI outlines a new framework that reduces financial stress and builds practical, adaptive financial capability.

👉 Download this white paper to explore how to:

  • Shift from deficit-based to strength-based financial learning

  • Honor personal experience as the starting point for growth

  • Connect financial concepts to people’s real goals, values, and challenges

  • Bridge gaps in trust, relevance, and access in financial programming

  • Create educational environments that reduce shame and increase empowerment